Cadre
Are you a Direct Hire – Banking / Lending Specialist who has strong math skills? Are you a Direct Hire – Banking / Lending Specialist who is looking for an opportunity with a company that offers great benefits?
Our client is a well-established financial institution that is proud to know their members on a first name basis. They offer a full-range of financial products and services.
WHAT YOU WILL BE DOING:
As a Banking / Lending Specialist, you will assist members with the loan application processes and conduct in-depth interviews with members to obtain all necessary information for making credit decisions.
- Pull credit report and verify debts, income and calculate debt ratio
- Determine collateral needs and payment plans for members applying for loans
- Approve/deny loan applications according to loan policies
- Prepare all appropriate documents for consumer loans including filing necessary papers
- Explain reasons for denial and explore options for members when loans are denied
- Prepare all appropriate mortgage loan documents including title searches, appraisals and other legal work
- Confer with members, Title Companies, Brokers, Attorneys, Director of Lending on a routine basis
- Ensure approved loans are properly documented, liens filed or perfected and all paperwork is properly completed
- Disburse loans properly and accurately and answer member questions
- Mail proper documents for paid loans
- Loan department filing
- Responsible for member insurance filings and cancellations
- Approve, process credit card payments and other maintenance
- Implement new loan products and services in accordance with management directions
- Cross-sell lending products and other credit union services as needed
- Perform other duties that may be assigned by the supervisor or management
WHAT YOU NEED:
- 1+ years of experience working in a Lending department of a credit union or other financial institution
- Knowledge of consumer and mortgage loans, credit granting criteria and how interest rates are computed
- Strong math skills
- Computer savvy and catch onto new programs quickly
- Strong attention to detail
- Efficient and accurate
- Effective negotiator
- Strong communication skills
WHAT YOU GET:
- Well-established company
- Company that prides themselves on knowing their members by name
- Health insurance
- Dental insurance
- Vision insurance
- Disability insurance
- Life insurance
- Paid vacation
- Paid holidays
GENERAL INFORMATION:
Hours: 8:00am – 5:00pm
Length: Direct Hire
Pay for the Banking / Lending Specialist position: $19.00 – $22.00 / hr. – based on experience
Location: Fond du Lac, WI
Job ID: 140873
Job descriptions may not include every responsibility or qualification of the position.
Cadre is an Equal Opportunity Employer.